Will My Insurance Cover Rehab Costs?

Will My Insurance Cover Rehab Costs?Those who struggle with substance abuse problems in Philadelphia are often deterred from seeking much needed addiction treatment, because they are worried that they cannot afford a drug rehab program. While rehab treatment may be a costly endeavor, it is one that will save your life. There are many drug addiction professionals who are willing to work with you and your particular situation to ensure that you receive the care you need in the most affordable way possible.

How to Work with Your Current Health Insurance Policy in Philadelphia

Because most people in Philadelphia do not expect to become addicted to drugs, they do not actively seek an insurance policy that covers addiction treatment. The problem with finding a new policy is that if you already struggle with an addiction or have struggled with addiction in the past, your new insurance company is likely to deny you coverage on the premise that your condition is preexisting. However because some aspects of drug rehab are considered medical necessities, the policy you currently use may partially or even fully cover your addiction treatment. Some state laws require health insurance companies to partially cover rehab, so your company may be legally obligated to contribute to your treatment. If you contact a treatment center or recovery helpline, you can request that a drug rehab counselor work with your insurance company to ensure that you receive as much coverage as possible.

What Happens in Drug Addiction Treatment for Philadelphia Residents?

If you are interested in what level of addiction treatment coverage your insurance policy provides or how you can utilize your policy towards rehab, you are probably interested in what happens in rehab and what your insurance will be paying for. Drug addiction treatment is both physical and psychological in nature, and it includes medical treatments such as detoxification services and psychological treatments such as individual and group counseling. There will be other features included in treatment such as various therapies, educational tools and nutritional counseling.

Need Helping Finding a Drug Rehabilitation Center for Philadelphia Residents?

If you or someone you know and love is struggling with drug addiction, we can help. Call our toll-free helpline today and receive support from a drug addiction professional. We can answer your questions, verify your insurance benefits and recommend a suitable treatment program, all at no cost to you. Our helpline is available 24 hours a day, so please do not hesitate to call us whenever you need.